{"id":1477,"date":"2023-07-09T14:17:10","date_gmt":"2023-07-09T11:17:10","guid":{"rendered":"https:\/\/dev.umfst.ro\/economie-si-drept\/?page_id=1477"},"modified":"2025-09-23T15:10:08","modified_gmt":"2025-09-23T12:10:08","slug":"servicii-si-tehnologii-financiare","status":"publish","type":"page","link":"https:\/\/umfst.ro\/economie-si-drept\/hu\/oferta-educationala\/studii-de-masterat\/servicii-si-tehnologii-financiare\/","title":{"rendered":"Servicii \u0219i tehnologii financiare"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1477\" class=\"elementor elementor-1477\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8cb97e7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8cb97e7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-06534a3\" data-id=\"06534a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33738f4 elementor-widget elementor-widget-heading\" data-id=\"33738f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Descriere<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1d363d elementor-widget elementor-widget-text-editor\" data-id=\"d1d363d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Program de studiu de masterat: <\/strong>Servicii \u0219i Tehnologii Financiare<\/p><p><strong>Domeniul fundamental: <\/strong>Finan\u021be<strong><br \/><\/strong><\/p><p><strong>Forma de \u00eenv\u0103\u021b\u0103m\u00e2nt:<\/strong> \u00cenv\u0103\u021b\u0103m\u00e2nt cu frecven\u021b\u0103 (IF)<b><br \/><\/b><\/p><p><b>D<\/b><strong>urata studiilor:<\/strong> 4 semestre\/ 120 ECTS<\/p><p><strong>Capacitatea maxim\u0103 de \u0219colarizare:<\/strong> 50 studen\u021bi<\/p><p><strong>Limba de studiu:<\/strong> Rom\u00e2n\u0103<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a80f867 elementor-widget elementor-widget-jet-accordion\" data-id=\"a80f867\" data-element_type=\"widget\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:false,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingOffset&quot;:0,&quot;switchScrollingDelay&quot;:500}\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\"jet-accordion__item jet-toggle jet-toggle-move-up-effect\">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1761\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1761\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><path d=\"M256 80c0-17.7-14.3-32-32-32s-32 14.3-32 32V224H48c-17.7 0-32 14.3-32 32s14.3 32 32 32H192V432c0 17.7 14.3 32 32 32s32-14.3 32-32V288H400c17.7 0 32-14.3 32-32s-14.3-32-32-32H256V80z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><path d=\"M432 256c0 17.7-14.3 32-32 32L48 288c-17.7 0-32-14.3-32-32s14.3-32 32-32l352 0c17.7 0 32 14.3 32 32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Misiune<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1761\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Programul de masterat \u201e<strong>Servicii \u0219i Tehnologii Financiare<\/strong>\u201d declar\u0103 ca misiune principal\u0103 formarea specializat\u0103 a absolven\u021bilor \u00een domeniul Finan\u021be, specializarea Administrarea Investi\u021biilor, care s\u0103 r\u0103spund\u0103 unor standarde profesionale tot mai exigente \u00een contextul actual al pie\u021belor financiare non-bancare.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\"jet-accordion__item jet-toggle jet-toggle-move-up-effect\">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1762\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"2\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1762\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><path d=\"M256 80c0-17.7-14.3-32-32-32s-32 14.3-32 32V224H48c-17.7 0-32 14.3-32 32s14.3 32 32 32H192V432c0 17.7 14.3 32 32 32s32-14.3 32-32V288H400c17.7 0 32-14.3 32-32s-14.3-32-32-32H256V80z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><path d=\"M432 256c0 17.7-14.3 32-32 32L48 288c-17.7 0-32-14.3-32-32s14.3-32 32-32l352 0c17.7 0 32 14.3 32 32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Obiective<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1762\" class=\"jet-toggle__content\" data-toggle=\"2\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><ul><li>Obiectivul general al programului de studii de masterat \u201e<strong>Servicii \u0219i Tehnologii Financiare<\/strong>\u201d vizeaz\u0103 formarea de profesioni\u0219ti capabili s\u0103 se integreze \u00een \u0219i s\u0103 dezvolte comunitatea entit\u0103\u021bilor reglementate care furnizeaz\u0103 servicii financiare \u0219i activit\u0103\u021bi de investi\u021bii, \u00een context local \u0219i regional.<\/li><li>Obiective specifice se refer\u0103 la:<ul><li>dob\u00e2ndirea de competen\u021be \u0219i aptitudini specifice industriei serviciilor financiare;<\/li><li>asimilarea unor competen\u021be digitale avansate, \u00eentr-un mediu puternic dominat de inova\u021bie \u0219i tehnologie financiar\u0103 (FinTech, InsurTech sau Digital Forensics);<\/li><li>compatibilizarea curriculei universitare \u00een scopul de a facilita acreditarea CFA pentru programul de masterat;<\/li><li>facilitarea accesului la profesii reglementate din pie\u021bele non-bancare;<\/li><li>direc\u021bionarea unui parcurs educa\u021bional necesar viitor absolven\u021bi pentru a dob\u00e2ndi titulatura de analist financiar certificat interna\u021bional (Chartered Financial Analyst).<\/li><\/ul><\/li><\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\"jet-accordion__item jet-toggle jet-toggle-move-up-effect\">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1763\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"3\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1763\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><path d=\"M256 80c0-17.7-14.3-32-32-32s-32 14.3-32 32V224H48c-17.7 0-32 14.3-32 32s14.3 32 32 32H192V432c0 17.7 14.3 32 32 32s32-14.3 32-32V288H400c17.7 0 32-14.3 32-32s-14.3-32-32-32H256V80z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><path d=\"M432 256c0 17.7-14.3 32-32 32L48 288c-17.7 0-32-14.3-32-32s14.3-32 32-32l352 0c17.7 0 32 14.3 32 32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Rezultatele declarate ale procesului de \u00eenv\u0103\u021bare<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1763\" class=\"jet-toggle__content\" data-toggle=\"3\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Programul de masterat \u201e<strong>Servicii \u0219i Tehnologii Financiare<\/strong>\u201d \u00ee\u0219i dore\u0219te s\u0103 abordeze discipline care s\u0103 asigure absolven\u021bilor acumularea unor aptitudini specializate \u00een domenii care \u00een mod tradi\u021bional sunt solicitate \u00een pie\u021bele non-bancare (pia\u021ba de capital, pia\u021ba asigur\u0103rilor sau pia\u021ba pensiilor private), precum \u0219i competen\u021be de baz\u0103 \u00een sfera tehnologiilor financiare. Valorific\u00e2nd acordurile de parteneriat \u00eencheiate cu organisme profesionale din\u00a0 pie\u021bele non-bancare (CFA Society Romania sau Institutul de Studii Financiare), cu operatorul de pia\u021b\u0103 Bursa de Valori Bucure\u0219ti precum \u0219i cu intermediari financiari sau societ\u0103\u021bi de investi\u021bii financiare, se are \u00een vedere o compatibilizare a curriculei universitare astfel \u00eenc\u00e2t s\u0103 fie facilitat\u0103 acreditarea CFA pentru programul de masterat propus. Aceast\u0103 compatibilizare constituie un real avantaj competitiv de natur\u0103 s\u0103 revitalizeze gradul de atractivitate \u00een r\u00e2ndul studen\u021bilor absolven\u021bi \u00een domeniul de licen\u021b\u0103 Finan\u021be dar \u0219i \u00een comunitatea de profesioni\u0219ti ai pie\u021belor non-bancare. De asemenea, un alt element creator de valoare academic\u0103 pentru acest program de masterat \u00eel constituie oportunitatea de aborda, \u00een sistem modular, unele cursuri \u00een domeniul tehnologiilor financiare inovative (FinTech, InsurTech sau Crypto Trading).<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\"jet-accordion__item jet-toggle jet-toggle-move-up-effect\">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1764\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"4\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1764\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><path d=\"M256 80c0-17.7-14.3-32-32-32s-32 14.3-32 32V224H48c-17.7 0-32 14.3-32 32s14.3 32 32 32H192V432c0 17.7 14.3 32 32 32s32-14.3 32-32V288H400c17.7 0 32-14.3 32-32s-14.3-32-32-32H256V80z\"><\/path><\/svg><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><path d=\"M432 256c0 17.7-14.3 32-32 32L48 288c-17.7 0-32-14.3-32-32s14.3-32 32-32l352 0c17.7 0 32 14.3 32 32z\"><\/path><\/svg><\/span><\/div><div class=\"jet-toggle__label-text\">Competen\u021be \u0219i cuno\u0219tin\u021be dob\u00e2ndite<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1764\" class=\"jet-toggle__content\" data-toggle=\"4\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Competen\u021bele profesionale:<\/p><ul><li>C1 Utilizarea adecvat\u0103 a conceptelor, teoriilor, metodelor \u0219i instrumentelor avansate de lucru \u0219i de cercetare specifice pie\u021belor financiare non-bancare;<\/li><li>C2 Realizarea de studii \u0219i lucr\u0103ri complexe utiliz\u00e2nd instrumentarul de analiz\u0103 \u0219i previziune financiar\u0103 \u00een diagnosticarea performan\u0163elor financiare la nivelul entit\u0103\u0163ilor din industria serviciilor financiare;<\/li><li>C3 Realizarea de studii aprofundate privind investi\u0163iile financiare \u0219i gestiunea portofoliilor de active financiare, oportunit\u0103\u0163ile de finan\u0163are eficiente \u0219i consultan\u021ba pentru investi\u021bii;<\/li><li>C4 Efectuarea unor opera\u0163iuni complexe, desf\u0103\u0219urarea activit\u0103\u0163ilor de analiz\u0103, cercetare, sintez\u0103 \u0219i proiectare, utiliz\u00e2nd tehnologii moderne din industria serviciilor financiare;<\/li><li>C5 Elaborarea de strategii \u00een industria serviciilor financiare \u0219i utilizarea de metode \u0219i tehnici de implementare a acestora;<\/li><li>C6 Elaborarea de proiecte profesionale \u0219i\/sau de cercetare, utiliz\u00e2nd inovativ un spectru variat de metode cantitative \u0219i calitative.<\/li><\/ul><p>Competen\u021bele transversale:<\/p><ul><li>CT1 Aplicarea normelor \u0219i valorilor de etic\u0103 profesional\u0103 necesare adopt\u0103rii deciziilor \u0219i exercitarea unor atribu\u021bii complexe, \u00een condi\u0163ii de independen\u0163\u0103 profesional\u0103;<\/li><li>CT2 Planificarea \u0219i organizarea activitatii \u00een cadrul entit\u0103\u0163ilor din industria serviciilor financiare, \u00een condi\u0163ii de asumare a responsabilit\u0103\u0163ilor specifice pozi\u0163iei de\u0163inute;<\/li><li>CT3 Autocontrolul procesului de \u00eenv\u0103\u0163are , diagnoza nevoilor de formare profesional\u0103, analiza reflexiv\u0103 a propriei activit\u0103\u0163i profesionale pe principiul \u00eenv\u0103\u021b\u0103rii pe tot parcursul vie\u021bii.<\/li><\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9760e7 elementor-widget elementor-widget-heading\" data-id=\"f9760e7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Standarde ocupa\u021bionale<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b92837 elementor-widget elementor-widget-text-editor\" data-id=\"7b92837\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cod COR: 241211 \/ Denumire: analist investi\u021bii;<br \/>Cod COR: 241212 \/ Denumire: manager de fond ac\u021biuni\/obliga\u021biuni;<br \/>Cod COR: 241213 \/ Denumire: consultant plasamente valori mobiliare;<br \/>Cod COR: 241216 \/ Denumire: specialist control risc;<br \/>Cod COR: 241237 \/ Denumire: ofiter de conformitate;<br \/>Cod COR: 241240 \/ Denumire: administrator de risc;<br \/>Cod COR: 241245 \/ Denumire: consilier v\u00e2nz\u0103ri asigur\u0103ri;<br \/>Cod COR: 241265 \/ Denumire: broker de tehnologii;<br \/>Cod COR: 241268 \/ Denumire: specialist pie\u021be reglementate;<br \/>Cod COR: 241269 \/ Denumire: consultant de investi\u021bii;<br \/>Cod COR: 241270 \/ Denumire: specialist control intern \u00een domeniul pie\u021bei de capital;<br \/>Cod COR: 241271 \/ Denumire: specialist pentru pia\u021ba de capital;<br \/>Cod COR: 241305 \/ Denumire: analist financiar;<br \/>Cod COR: 241309 \/ Denumire: analist financiar bancar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f017c3b elementor-widget elementor-widget-heading\" data-id=\"f017c3b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Perspective ocupa\u021bionale<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9801719 elementor-widget elementor-widget-text-editor\" data-id=\"9801719\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Disciplinele propuse \u00een curricula universitar\u0103 a programului de masterat propus asigur\u0103 preg\u0103tirea de specialitate a absolven\u021bilor pentru a asigura accesul la profesii reglementate at\u00e2t din pia\u021ba bancar\u0103 (ofi\u021ber de credit, analist bancar) c\u00e2t \u0219i din cele non-bancare (analist financiar, consultant de investi\u021bii sau manager de portofoliu). Absolven\u021bii programului de masterat \u201e<strong>Servicii \u0219i Tehnologii Financiare<\/strong>\u201d vor dob\u00e2ndi competen\u021be \u0219i abilit\u0103\u021bi profesionale adecvate pentru a facilita angajarea \u00een cadrul unor entit\u0103\u021bi de profil, precum: societ\u0103\u021bi de servicii de investi\u021bii financiare\/firme de investi\u021bii; societ\u0103\u021bi de administrare a investi\u021biilor, societ\u0103\u021bi de investi\u021bii financiare, institu\u021bii de credit, societ\u0103\u021bi de asigurare-reasigurare, brokeri de asigurare, consultan\u021bi de investi\u021bii (PJ), administratori de pensii private. De asemenea, angajatorii viza\u021bi se pot reg\u0103si \u00een domenii de activitate\/industrii auxiliare, relevante \u00een acest sens fiind: societ\u0103\u021bi cotate pe pia\u021ba de capital, firme de audit sau expertiz\u0103 contabil\u0103, inclusiv societ\u0103\u021bi din domeniul IT.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-636a725\" data-id=\"636a725\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5f91178 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f91178\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div data-dce-background-color=\"#F2F7FF\" class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-00f8411\" data-id=\"00f8411\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ddc9501 elementor-widget elementor-widget-heading\" data-id=\"ddc9501\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Informa\u021bii generale<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52c5e9a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"52c5e9a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-800c9a1 elementor-widget elementor-widget-icon-box\" data-id=\"800c9a1\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tDurat\u0103\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t2 ani (4 semestre); 120 ECTS\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9fa2e5 elementor-widget elementor-widget-icon-box\" data-id=\"c9fa2e5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tForma de \u00eenv\u0103\u021b\u0103m\u00e2nt\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCu frecven\u021b\u0103\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8623b36 elementor-widget elementor-widget-icon-box\" data-id=\"8623b36\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLimba de predare\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRom\u00e2n\u0103\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0da3a3 elementor-widget elementor-widget-icon-box\" data-id=\"d0da3a3\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tProgram de studiu\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAcreditat\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31c6c94 elementor-widget elementor-widget-icon-box\" data-id=\"31c6c94\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCifra de \u0219colarizare\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBuget 20F* <\/br>Tax\u0103 25\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a294da elementor-widget elementor-widget-text-editor\" data-id=\"4a294da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>* F \u2013 locuri finan\u021bate din bugetul universit\u0103\u021bii (studentul nu achit\u0103 tax\u0103 de \u0219colarizare).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-79e16cf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"79e16cf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-98ff903\" data-id=\"98ff903\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-960bfd9 elementor-widget elementor-widget-heading\" data-id=\"960bfd9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Planuri de \u00eenv\u0103\u021b\u0103m\u00e2nt<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1751ca7 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"1751ca7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/planuri_invatamant\/2025-2026\/Servicii_si_tehnologii_financiare.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Plan 2025 - 2026<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ac5e08 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"3ac5e08\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/planuri_invatamant\/2024-2025\/STF.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Plan 2024 - 2025<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5ccd4b elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"f5ccd4b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.umfst.ro\/fileadmin\/master\/Planuri\/2023-2024\/FED\/7.1_STF_Plan_de_invatamant_2023-2025.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Plan 2023 - 2024<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4d90b3 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"e4d90b3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.umfst.ro\/fileadmin\/master\/Planuri\/2022-2023\/Plan_inv_STF_2022-2023.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">2022 - 2023<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25964e3 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"25964e3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.umfst.ro\/fileadmin\/master\/Planuri\/2021-2022\/FED\/Plan_invatamant_STF_2021_2022.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">2021 - 2022<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4661b11 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"4661b11\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/planuri_rapoarte\/2021\/2_Plan_de_invatamant_STF_2020-2021.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">2020 - 2021<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b323021 elementor-widget elementor-widget-heading\" data-id=\"b323021\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fi\u0219ele disciplinelor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e76a4e7 elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"e76a4e7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/fise_discipline\/2023-2024\/masterat\/STF.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file-pdf\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Anii I II<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Descriere Program de studiu de masterat: Servicii \u0219i Tehnologii Financiare Domeniul fundamental: Finan\u021be Forma de \u00eenv\u0103\u021b\u0103m\u00e2nt: \u00cenv\u0103\u021b\u0103m\u00e2nt cu frecven\u021b\u0103 (IF) Durata studiilor: 4 semestre\/ 120 ECTS Capacitatea maxim\u0103 de \u0219colarizare: 50 studen\u021bi Limba de studiu: Rom\u00e2n\u0103 Misiune Programul de masterat \u201eServicii \u0219i Tehnologii Financiare\u201d declar\u0103 ca misiune principal\u0103 formarea specializat\u0103 a absolven\u021bilor \u00een domeniul Finan\u021be, [&hellip;]<\/p>","protected":false},"author":25,"featured_media":0,"parent":1469,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"1","_relevanssi_noindex_reason":"","footnotes":""},"categories":[13,32],"tags":[],"class_list":["post-1477","page","type-page","status-publish","hentry","category-pagina-cu-sidebar","category-pagina-oferta-educationala"],"meta_box":[],"_links":{"self":[{"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/pages\/1477","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/comments?post=1477"}],"version-history":[{"count":50,"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/pages\/1477\/revisions"}],"predecessor-version":[{"id":4245,"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/pages\/1477\/revisions\/4245"}],"up":[{"embeddable":true,"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/pages\/1469"}],"wp:attachment":[{"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/media?parent=1477"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/categories?post=1477"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/umfst.ro\/economie-si-drept\/hu\/wp-json\/wp\/v2\/tags?post=1477"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}