{"id":32896,"date":"2024-11-01T12:03:04","date_gmt":"2024-11-01T10:03:04","guid":{"rendered":"https:\/\/umfst.ro\/?post_type=program-de-studiu&#038;p=32896"},"modified":"2025-11-26T14:43:49","modified_gmt":"2025-11-26T12:43:49","slug":"financial-services-and-technologies","status":"publish","type":"program-de-studiu","link":"https:\/\/umfst.ro\/en\/program-de-studiu\/economie-si-drept\/servicii-si-tehnologii-financiare\/","title":{"rendered":"Financial Services and Technologies"},"content":{"rendered":"<p>\u201eServicii \u0219i tehnologii financiare\u201d este un program de masterat care preg\u0103te\u0219te speciali\u0219ti \u00een domeniul serviciilor bancare, pie\u021belor de capital \u0219i tehnologiilor financiare emergente (FinTech). Programul se adreseaz\u0103 absolven\u021bilor de licen\u021b\u0103 care doresc s\u0103 \u00ee\u0219i dezvolte competen\u021be avansate \u00een management financiar, inovare digital\u0103 \u0219i analiz\u0103 a riscului. Activitatea de cercetare urm\u0103re\u0219te integrarea tendin\u021belor financiare moderne cu noile tehnologii, \u00eentr-un cadru de colaborare academic\u0103 \u0219i profesional\u0103.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u201eServicii \u0219i tehnologii financiare\u201d este un program de masterat care preg\u0103te\u0219te speciali\u0219ti \u00een domeniul serviciilor bancare, pie\u021belor de capital \u0219i tehnologiilor financiare emergente (FinTech). Programul se adreseaz\u0103 absolven\u021bilor de licen\u021b\u0103 care doresc s\u0103 \u00ee\u0219i dezvolte competen\u021be avansate \u00een management financiar, inovare digital\u0103 \u0219i analiz\u0103 a riscului. Activitatea de cercetare urm\u0103re\u0219te integrarea tendin\u021belor financiare moderne cu [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":43752,"menu_order":5,"comment_status":"open","ping_status":"open","template":"","format":"standard","meta":{"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"24241,28188,23091,23473,21900,26081","_relevanssi_noindex_reason":"Rank Math Relevanssi index exclude","footnotes":""},"facultatea":[223],"class_list":["post-32896","program-de-studiu","type-program-de-studiu","status-publish","format-standard","has-post-thumbnail","hentry","facultatea-economie-si-drept"],"meta_box":{"calendareledisciplinelor":"","facultatea":"Economie \u0219i Drept","link-facultate":"https:\/\/umfst.ro\/economie-si-drept\/","activare_buton":"0","link_aplica_acum":"https:\/\/adminfo.umfst.ro\/","select_msvroae1e1i":"2 ani","credite":"120","forma_de_invatamant":"Cu frecven\u021b\u0103","limba_de_predare":"Rom\u00e2n\u0103","progam_de_studiu":"Acreditat","cifra_de_scolarizare":"Buget 20F* \/ Tax\u0103 25","ciclul_de_studii":"Masterat","wysiwyg_k17cu8f0jhs":"<p>Programul de masterat \u201eServicii \u0219i Tehnologii Financiare\u201d declar\u0103 ca misiune principal\u0103 formarea specializat\u0103 a absolven\u021bilor \u00een domeniul Finan\u021be, specializarea Administrarea Investi\u021biilor, care s\u0103 r\u0103spund\u0103 unor standarde profesionale tot mai exigente \u00een contextul actual al pie\u021belor financiare non-bancare.<\/p>\n","wysiwyg_5t0s3p61prl":"<ul>\n<li>Obiectivul general al programului de studii de masterat \u201eServicii \u0219i Tehnologii Financiare\u201d vizeaz\u0103 formarea de profesioni\u0219ti capabili s\u0103 se integreze \u00een \u0219i s\u0103 dezvolte comunitatea entit\u0103\u021bilor reglementate care furnizeaz\u0103 servicii financiare \u0219i activit\u0103\u021bi de investi\u021bii, \u00een context local \u0219i regional.<\/li>\n<li>Obiective specifice se refer\u0103 la:\n<ul>\n<li>dob\u00e2ndirea de competen\u021be \u0219i aptitudini specifice industriei serviciilor financiare;<\/li>\n<li>asimilarea unor competen\u021be digitale avansate, \u00eentr-un mediu puternic dominat de inova\u021bie \u0219i tehnologie financiar\u0103 (FinTech, InsurTech sau Digital Forensics);<\/li>\n<li>compatibilizarea curriculei universitare \u00een scopul de a facilita acreditarea CFA pentru programul de masterat;<\/li>\n<li>facilitarea accesului la profesii reglementate din pie\u021bele non-bancare;<\/li>\n<li>direc\u021bionarea unui parcurs educa\u021bional necesar viitor absolven\u021bi pentru a dob\u00e2ndi titulatura de analist financiar certificat interna\u021bional (Chartered Financial Analyst).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","wysiwyg_qifse9n3mh":"<p>Competen\u021bele profesionale:<\/p>\n<ul>\n<li>C1 Utilizarea adecvat\u0103 a conceptelor, teoriilor, metodelor \u0219i instrumentelor avansate de lucru \u0219i de cercetare specifice pie\u021belor financiare non-bancare;<\/li>\n<li>C2 Realizarea de studii \u0219i lucr\u0103ri complexe utiliz\u00e2nd instrumentarul de analiz\u0103 \u0219i previziune financiar\u0103 \u00een diagnosticarea performan\u0163elor financiare la nivelul entit\u0103\u0163ilor din industria serviciilor financiare;<\/li>\n<li>C3 Realizarea de studii aprofundate privind investi\u0163iile financiare \u0219i gestiunea portofoliilor de active financiare, oportunit\u0103\u0163ile de finan\u0163are eficiente \u0219i consultan\u021ba pentru investi\u021bii;<\/li>\n<li>C4 Efectuarea unor opera\u0163iuni complexe, desf\u0103\u0219urarea activit\u0103\u0163ilor de analiz\u0103, cercetare, sintez\u0103 \u0219i proiectare, utiliz\u00e2nd tehnologii moderne din industria serviciilor financiare;<\/li>\n<li>C5 Elaborarea de strategii \u00een industria serviciilor financiare \u0219i utilizarea de metode \u0219i tehnici de implementare a acestora;<\/li>\n<li>C6 Elaborarea de proiecte profesionale \u0219i\/sau de cercetare, utiliz\u00e2nd inovativ un spectru variat de metode cantitative \u0219i calitative.<\/li>\n<\/ul>\n<p>Competen\u021bele transversale:<\/p>\n<ul>\n<li>CT1 Aplicarea normelor \u0219i valorilor de etic\u0103 profesional\u0103 necesare adopt\u0103rii deciziilor \u0219i exercitarea unor atribu\u021bii complexe, \u00een condi\u0163ii de independen\u0163\u0103 profesional\u0103;<\/li>\n<li>CT2 Planificarea \u0219i organizarea activitatii \u00een cadrul entit\u0103\u0163ilor din industria serviciilor financiare, \u00een condi\u0163ii de asumare a responsabilit\u0103\u0163ilor specifice pozi\u0163iei de\u0163inute;<\/li>\n<li>CT3 Autocontrolul procesului de \u00eenv\u0103\u0163are , diagnoza nevoilor de formare profesional\u0103, analiza reflexiv\u0103 a propriei activit\u0103\u0163i profesionale pe principiul \u00eenv\u0103\u021b\u0103rii pe tot parcursul vie\u021bii.<\/li>\n<\/ul>\n","textarea_ywu170mmtv":"<p>Disciplinele propuse \u00een curricula universitar\u0103 a programului de masterat propus asigur\u0103 preg\u0103tirea de specialitate a absolven\u021bilor pentru a asigura accesul la profesii reglementate at\u00e2t din pia\u021ba bancar\u0103 (ofi\u021ber de credit, analist bancar) c\u00e2t \u0219i din cele non-bancare (analist financiar, consultant de investi\u021bii sau manager de portofoliu). Absolven\u021bii programului de masterat \u201e<strong>Servicii \u0219i Tehnologii Financiare<\/strong>\u201d vor dob\u00e2ndi competen\u021be \u0219i abilit\u0103\u021bi profesionale adecvate pentru a facilita angajarea \u00een cadrul unor entit\u0103\u021bi de profil, precum: societ\u0103\u021bi de servicii de investi\u021bii financiare\/firme de investi\u021bii; societ\u0103\u021bi de administrare a investi\u021biilor, societ\u0103\u021bi de investi\u021bii financiare, institu\u021bii de credit, societ\u0103\u021bi de asigurare-reasigurare, brokeri de asigurare, consultan\u021bi de investi\u021bii (PJ), administratori de pensii private. De asemenea, angajatorii viza\u021bi se pot reg\u0103si \u00een domenii de activitate\/industrii auxiliare, relevante \u00een acest sens fiind: societ\u0103\u021bi cotate pe pia\u021ba de capital, firme de audit sau expertiz\u0103 contabil\u0103, inclusiv societ\u0103\u021bi din domeniul IT.<\/p>\n<p>Cod COR: 241211 \/ Denumire: analist investi\u021bii;<br \/>Cod COR: 241212 \/ Denumire: manager de fond ac\u021biuni\/obliga\u021biuni;<br \/>Cod COR: 241213 \/ Denumire: consultant plasamente valori mobiliare;<br \/>Cod COR: 241216 \/ Denumire: specialist control risc;<br \/>Cod COR: 241237 \/ Denumire: ofiter de conformitate;<br \/>Cod COR: 241240 \/ Denumire: administrator de risc;<br \/>Cod COR: 241245 \/ Denumire: consilier v\u00e2nz\u0103ri asigur\u0103ri;<br \/>Cod COR: 241265 \/ Denumire: broker de tehnologii;<br \/>Cod COR: 241268 \/ Denumire: specialist pie\u021be reglementate;<br \/>Cod COR: 241269 \/ Denumire: consultant de investi\u021bii;<br \/>Cod COR: 241270 \/ Denumire: specialist control intern \u00een domeniul pie\u021bei de capital;<br \/>Cod COR: 241271 \/ Denumire: specialist pentru pia\u021ba de capital;<br \/>Cod COR: 241305 \/ Denumire: analist financiar;<br \/>Cod COR: 241309 \/ Denumire: analist financiar bancar.<\/p>\n","text_zmdvr8gjqs":"","coordonator":"","email_rho5k00rj2a":"","pagina_de_facebook":"","pagina_de_instagram":"","file_upload_v1oldkq15g":["<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/planuri_invatamant\/2025-2026\/Servicii_si_tehnologii_financiare.pdf\">2025 - 2026<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/planuri_invatamant\/2024-2025\/STF.pdf\">2024 - 2025<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/master\/Planuri\/2023-2024\/FED\/7.1_STF_Plan_de_invatamant_2023-2025.pdf\">2023 - 2024<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/master\/Planuri\/2022-2023\/Plan_inv_STF_2022-2023.pdf\">2022 - 2023<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/master\/Planuri\/2021-2022\/FED\/Plan_invatamant_STF_2021_2022.pdf\">2021 - 2022<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/planuri_rapoarte\/2021\/2_Plan_de_invatamant_STF_2020-2021.pdf\">2020 - 2021<\/a><\/p>\n"],"fiseledisciplinelorbuton":["<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/fise_discipline\/studii_master\/Fise_disc_Servicii_si_tehnologii_financiare_24_25.pdf\">Anii I - II 2024-2025<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/fise_discipline\/2023-2024\/masterat\/STF.pdf\">Anii I - II 2023-2024<\/a><\/p>\n"],"program-title":"Financial Services and Technologies","wysiwyg_7dnkh9v375k":"<p>The Master\u2019s programme Financial Services and Technologies offers courses that equip graduates with specialised expertise in fields traditionally associated with non-banking financial markets, alongside essential competencies in financial technologies.<\/p>\n<p>Partnership agreements with professional bodies operating in non-banking markets\u2014such as CFA Society Romania and the Institute of Financial Studies\u2014as well as with the Bucharest Stock Exchange, financial intermediaries, and investment companies, provide a competitive advantage that enhances the programme\u2019s appeal both to graduates with a background in finance and to professionals within the financial markets community. A further value-added component of this Master\u2019s programme is the opportunity to undertake modular courses in innovative financial technologies, including FinTech, InsurTech, and Crypto Trading.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n","excerpt-en":"","duration":"2 years","credits":"120","form_of_education":"With frequency","language_of_instruction":"Romanian","study_program":"Accredited","education_figures":"","cycle_of_studies":"Master's","acquired_skills_and_knowledge":"<p><strong>Professional competences<\/strong><\/p>\n<ul>\n<li>appropriate use of concepts, theories, methods, and advanced research and working tools specific to non-banking financial markets<\/li>\n<li>conducting complex studies and analyses using financial forecasting and diagnostic tools to assess the financial performance of entities within the financial services industry<\/li>\n<li>undertaking in-depth studies on financial investments and portfolio management, identifying efficient financing opportunities, and providing investment consultancy<\/li>\n<li>performing complex operations and carrying out analysis, research, synthesis, and design activities using modern technologies in the financial services industry<\/li>\n<li>developing strategies within the financial services industry and applying appropriate methods and techniques for their implementation<\/li>\n<li>preparing professional and\/or research projects, innovatively applying a wide range of quantitative and qualitative methods<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Transversal competences<\/strong><\/p>\n<ul>\n<li>applying professional ethical standards and values necessary for decision-making and performing complex tasks under conditions of professional independence<\/li>\n<li>planning and organising work within entities in the financial services industry, taking responsibility for the duties associated with the position held<\/li>\n<li>self-monitoring the learning process, diagnosing professional development needs, and engaging in reflective analysis of one\u2019s own professional activity in line with the principle of lifelong learning<\/li>\n<\/ul>\n","educational_plans":["<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/planuri_invatamant\/2025-2026\/Servicii_si_tehnologii_financiare.pdf\">2025 - 2026<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/planuri_invatamant\/2024-2025\/STF.pdf\">2024 - 2025<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/master\/Planuri\/2023-2024\/FED\/7.1_STF_Plan_de_invatamant_2023-2025.pdf\">2023 - 2024<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/master\/Planuri\/2022-2023\/Plan_inv_STF_2022-2023.pdf\">2022 - 2023<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/master\/Planuri\/2021-2022\/FED\/Plan_invatamant_STF_2021_2022.pdf\">2021 - 2022<\/a><\/p>\n","<p><a href=\"https:\/\/www.umfst.ro\/fileadmin\/f_economie_drept\/planuri_rapoarte\/2021\/2_Plan_de_invatamant_STF_2020-2021.pdf\">2020 - 2021<\/a><\/p>\n"]},"_links":{"self":[{"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/program-de-studiu\/32896","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/program-de-studiu"}],"about":[{"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/types\/program-de-studiu"}],"author":[{"embeddable":true,"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/comments?post=32896"}],"version-history":[{"count":5,"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/program-de-studiu\/32896\/revisions"}],"predecessor-version":[{"id":42966,"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/program-de-studiu\/32896\/revisions\/42966"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/media\/43752"}],"wp:attachment":[{"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/media?parent=32896"}],"wp:term":[{"taxonomy":"facultatea","embeddable":true,"href":"https:\/\/umfst.ro\/en\/wp-json\/wp\/v2\/facultatea?post=32896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}